Start your mortgage pre-qualification online
Get a mortgage pre-approval to shop with confidence. Know your exact budget before searching for your property.
Step-by-Step Process
Fill Out the Online Form
Complete our pre-qualification form in minutes with your basic financial information.
Broker Consultation
A broker contacts you to validate your information and answer your questions.
Eligibility Verification
Analysis of your credit, income and borrowing capacity by our team.
Pre-approval Issuance
You receive a pre-approval letter with the maximum amount and guaranteed rate.
Valid for 90 to 120 Days
Your rate is guaranteed during this period, protecting you against rate increases.
Required Documents
- Valid ID
- Recent pay stubs
- Tax assessment (last year)
- Recent bank statements
- Proof of down payment
Eligibility Criteria
Stable income
Credit score of 600+
Available down payment (minimum 5%)
No undischarged bankruptcy
Consultation Mode
Choose your consultation mode: video conference or phone, with no travel needed.
Frequently Asked Questions
Start your free pre-qualification
Fill out the form and we will contact you within 24 hours.
Is this your primary residence?
Your information is handled confidentially. We will contact you quickly to validate your need and guide you toward the best next step.
Our other services
Property Purchase
Find the best financing for your new property. We compare offers from 20+ lenders to get you the most advantageous rate.
Refinancing
Optimize your current mortgage by accessing better conditions. Consolidate debt, finance renovations, or free up equity.
Mortgage Renewal
Don't automatically renew with your current lender. Let us negotiate the best conditions for your renewal.